Features

Alphakernel is a flexible and scalable solution that enables you to focus on your business

Vendor Integration

Create a win-win situation with your vendors by integrating workflows. Achieve better vendor satisfaction through fast credit decisions and improve efficiency of your sales team by avoiding double work. Built-in dashboards allow you and your trusted vendors to monitor performance and manage resources effectively having an intuitive overview of all key performance indicators. The end customer will experience the financial solution as a feature of the asset purchase rather than a difficult challenge that needs to be overcome.

Released

Proposal Creator

The cloud-based Pricing Engine calculates payment schedules from your input data in a secure and scalable way without the need to use excel tools or extensive manual work. The Pricing Engine allows you to define parameters that help mitigate fraud risk and minimize the possibility of mistakes. Enable the Pricing Engine to create automatic loan repayment schedules using your predefined algorithm within milliseconds and link the module to your refinancing and risk management to refine the calculation of margins. Use this tool to provide quotes to customers via the online application portal.l.

Released

Pricing Engine

The cloud-based Pricing Engine calculates payment schedules from your input data in a secure and scalable way without the need to use excel tools or extensive manual work. The Pricing Engine allows you to define parameters that help mitigate fraud risk and minimize the possibility of mistakes. Enable the Pricing Engine to create automatic loan repayment schedules using your predefined algorithm within milliseconds and link the module to your refinancing and risk management to refine the calculation of margins. Use this tool to provide quotes to customers via the online application portal.

Application Portal

Allow your current and potential customers to send their credit applications via an online portal and channel these applications right through to your credit assessment and decision. The Application Portal can be integrated in your website as well as with favorite social media sites to attract the right clientele from the very beginning. The portal guides customers through each step of the process avoiding misunderstanding and helping customers to apply for financing from the comfort of their offices or homes.

Scheduled release: January 2017

Contract and Quote Organizer

The Contract and Quote Organizer facilitates the creation of standard documents including quotes, contracts and agreements. Reduce operational risks by using templates and predefined parameters following the risk decision for contracts. Increase the efficiency of your team via auto fill options of existing data.

Scheduled release: October 2016

Credit Factory

Credit decision-making is the heart of each asset finance provider and the Credit Factory increases your fine institution’s heart beat. Define your strategy and let the Credit Factory guide you how to create suitable parameters and criteria that follow that strategy. Let the Credit Factory make the decisions based on your risk appetite, digesting hundreds of data entries from applications, markets, blacklists, customers and parameters. If you want to add a human element to the factory, allow your risk experts to create a qualitative analysis and make the final approval yourself via your smartphone while attending a leading industry event in Singapore.

Scheduled release: March 2017

Asset Management

Manage your assets in the same meticulous way you manage your portfolio. Get notified about lifecycle and necessary maintenance and understand the development of average prices of new and used assets and their depreciation rates. Fine-tune your Pricing Engine and Credit Factory using the asset curves and identify risks using scenarios of increased asset value depreciation.

Scheduled release: June 2017


Efficiency & Productivity

Complete, integrated solution that boost your company’s efficiency and mitigates the risks while creating an environment that leads to more team collaboration.

Launch ready

You can define when you want to launch the solution, as it is ready anytime. There is no need for a costly, large-scale implementation. You have a ready-to-use system at hands for immediate use.

Easy to scale

As your business grows, your activities will be centered around hiring and training of new staff and finding more suitable, larger premises. Your system will just grow alongside with your business needs.

Security

We have built the solution from the ground-up to ensure your data is secure. All information transmitted over the network is secured via SSL/TLS and data stored in our databases is encrypted. VPN and additional security features are available on request.

Open for integration

Smoothly integrate with your existing system infrastructure. The powerful and robust built-in RESTful APIs and services allow for data import and export in different formats.

Global data centers

As backed by ISO 27001 and SOC 3 certified data centers around the world, our system will give you the maximum performance and availability in production.

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